Retirement Lifestyle Planning
Helps You Enjoy Life
Retirement lifestyle planning - the non-financial retirement planning is as important as planning the financial side of retirement.
Retirement will give you freedom to do what you've always wanted to do, such as, traveling, learning new skills just for your own satisfaction, staying active and reading books. I've read more books in the last 6 months than I did in all of my entire working career.
The first book I read was The Power Years by Ken Dychtwald, Ph.D. and Daniel J. Kadlec. This was an excellent book for me because I needed to plan fast as I was retired before I thought I would be.
During our working years, time is our scarcest resource. Retirement lifestyle planning will enable you to finally create the work-life balance you want to have.
Click here to share your retirement lifestyle story!
Click here to read what others have contributed!
You may wonder why I used the term work-life. Well, in doing your retirement lifestyle planning, you may decide to include some time for work you enjoy doing while still giving you time for the more important things in your life - family, friends, relaxation, etc.
You will be free to be yourself and do what you want to do.
You probably will not want to work all the time. Perhaps a few months on and then a few months off would fit well with the plan for travel and adventure - mixing work and leisure.
My article on
will provide more information on this subject.
Life Expectancy Is Increasing
For baby boomers especially, the life expectancy in retirement will be the longest it has ever been. The average is projected to be in the mid 80's.
I just saw a news clip about a 101 year old man training to run a marathon. People beginning to retire now can look forward to possibly another 30 to 40 years. That gives us about the same amount of time we had to work in our careers. This means retirement lifestyle planning is essential to make that time the most enjoyable.
People starting to retire now find themselves in what is called the 'sandwich' generation. The previous generation is living longer also. We are in between responsibilities for children and responsibilities for caring for our parents.
It becomes important for us to manage our new freedom and available time. I will give you a list of books and web-sites I found helpful on the
page of this website.
How Do You Want To
Spend Your Time?
Retirement lifestyle planning is critical because today we prefer an active lifestyle over the passive lifestyle of previous generations. Here are a few questions to get you thinking about the lifestyle you want in retirement ...
- What did you always want to do with your life?
- What do you want to accomplish in your life?
- How do you want to be remembered?
- What motivates you?
- How would you spend your time if money was not an issue?
- Do you want to learn new skills?
- How about learning new skills?
- Would you like to obtain a degree?
- Do you want to travel to new states or countries that you have not seen?
- Would you like to learn to play an instrument?
- How about turning your hobby into a new business?
There are no right answers. It is totally up to you. You are in control. Your creativity, developed by your unique life's experiences, is a key ingredient to help you do you retirement lifestyle planning.
Where Do You Want To Live?
In doing your retirement lifestyle planning, you will need to consider where you prefer to live. 59% of baby boomers plan to move somewhere else, with 10% of those planning on having a second home. 41% are staying where they are. We have an appetite for lifestyle changes our parents didn't have.
You will need to consider things like safety, affordability, climate, family & friends, transportation, medical care, etc. As I mentioned before, more people will want an active life instead of a passive one. Or perhaps, you will want your own blended mix of active and passive.
For the best retirement places in the US, check out
In What Type Of Home
Do You Want To Live?
Life after work for most people, will generally be maintaining their independence. You can buy (or build) a home with a universal home design. A universal home design is appealing to the younger generation as well as convenient for the older generations. Or, you can do things to your existing home to make your home more livable as you become older.
One easy and inexpensive thing you can do is to change the door knobs to easier-to-use levers. We have already done this on some our doors and it really makes it easier. The same idea is good for bathtub and sink faucets.
When planning for retirement, you should remember simple things, such as, entering and exiting a bathtub, which can become unsafe. Consider a
walk in bathtub
to bathe safely, comfortably, and most importantly, at home.
You may arrange to have a home office and an exercise room all on the main level. You will want easy accessibility should you need to be in a wheelchair later down the road - ramps, wider doorways, etc. See my article on planning for your
independent retirement living.
Do You Want To Travel
and Expand Your Knowledge?
You may need to travel to determine where you want to settle and live through your retirement years. It's best to try several areas before making a decision. You may decide that your best option is to stay right where you are. Evaluating other potential places helps you make an informed decision.
You might also want to travel for leisure or for learning or both. There are several options for traveling to learn about other cultures, people, or geographies. My article on
will give you more information on this topic.
What New Skills
Do You Want To Learn?
I always wanted to learn how to play the organ or piano. That is one thing I still want to pursue, now that I have retired.
What do you want to learn how to do? Do you want to take an art or ceramics class? Do you want to obtain a degree you never completed or never started before? Or do you just want to learn more about our world, the people, the history, etc.
Pursuing your lifelong learning desire can be part of your retirement lifestyle planning.
What Can You Do To
Keep Alert and Healthy?
Once you no longer need to spend 8-10 hours a day going to your job, you will have less stress and more time to prepare healthy foods and exercise to help you stay healthy.
In an article in U.S. News and World Report, it was pointed out that 'the organ most in need of a solid long-term investment is your brain'. You can include several lifestyle health improvements in your daily routine to keep your brain functioning at its best. I have seen older people who are challenged with physical disabilities, but those with greater challenges are those with mental and cognitive disabilities.
How often have you heard - eat healthy, exercise regularly (both physically and mentally) and get adequate sleep? That is still the best advice for the retirement years. My article on
gets more specific on this.
I am continually adding information about retirement lifestyle planning to this site, so bookmark this site (CTRL+D) and visit often.
Have A Great Story About Retirement Lifestyle Planning?
Do you have a great story about this? Share it!
What Other Visitors Have Said
Click below to see contributions from other visitors to this page...
Return from retirement lifestyle planning to planning for retirement.